PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD. Terms and conditions apply. Credit subject to status and approval, 18+ UK residents only. PayPal Credit and PayPal Pay in 3 are a form of credit, so carefully consider whether the purchase is affordable and how you will make the repayments. PayPal Pay in 3 is not regulated by the FCA. See product terms for more details and FAQs. Learn more about PayPal Credit.Learn more about PayPal Pay in 3.